Attractive Credit Repair Services

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Diamond Level Services $99.97 set up & $79.97 a month (Billed Monthly)

Unlimited credit report disputes, corrections, and removals with Equifax, Experian, and TransUnion, Includes Inquiries!
We create customized collection interventions that focus on Fair Debt Collections Act guidelines (FDCAPA)
Credit interventions that assist in eliminating bad credit. Excellent for late payments, charge-offs, and collections.
Receive a personalized credit optimization plan
Will help you improve, monitor, and protect your credit score.
Have a piece of mind with our no-risk refund policy
Cancel at any time!

Add Spouse - 50% Discount $150 set up & $120.00 a month (Billed Monthly)

Enter a promotional code (if you have one):

YOUR INFORMATION

First Name:

Last Name:

Spouse Name: (Couples Only)

Street:

City:

State:

Zip:

E-mail:

*
(this will be used for account login)

Phone:

Password:

Your personal data is secured with Attractive Credit and is not sold to third parties.

PAYMENT INFORMATION

Credit Card Type:

Name on Card:

Credit Card No.:

Expiration Date:

Security Code:

Billing Address:

Billing City:

Billing State

Billing Zip:

Comments:

Terms and Conditions:

ATTRACTIVE CREDIT SERVICES AGREEMENT, LIMITED POWER OF ATTORNEY & DIGITAL SIGNATURE
 
You have hired ATTRACTIVE CREDIT to repair your credit. ATTRACTIVE CREDIT will utilize all applicable remedies permissible by law in challenging items on your credit report which you have identified as inaccurate or questionable. ATTRACTIVE CREDIT cannot guarantee specific results or determine how long the process will take. When ATTRACTIVE CREDIT receives legible copies of credit reports from client, it will prepare, sign, and send letters to the three major credit bureaus, or to the furnishers, on the client behalf and in the client name. You may cancel this Agreement at any time with no further obligation. ATTRACTIVE CREDIT does not charge you in advance for any of the work performed.
 
In consideration of ATTRACTIVE CREDIT's credit repair services you agree to the following: 
 
1) Client agrees to provide ATTRACTIVE CREDIT with current copies of all credit reports from the credit bureaus and personal identification needed to help with the process.
 
2) You agree to cooperate with ATTRACTIVE CREDIT in the review of your credit history and the identification of all inaccurate or questionable items on your credit reports. 
3) You agree to pay ATTRACTIVE CREDIT the initial setup fee of $99.97 (or $150.00 if you sign up with your spouse). Your initial setup fee will be collected after the 5th business day of your sign up date. Initial setup work will be performed immediately after the sign up date and before the 5th business day. You may cancel the agreement before the 5th business day with no penalty or charges whatsoever and the work performed will be FREE. ATTRACTIVE CREDIT does not charge you in advance for any work performed. Your initial setup includes a complete analysis of your credit report, credit score counseling and consumer education as appropriate to your needs, and preparation for the dispute process. 
4) You agree to pay ATTRACTIVE CREDIT a monthly fee of $79.97 (or $120 if you sign up with your spouse) at the end of each month ONLY after services have been performed and You allow ATTRACTIVE CREDIT permission to withdraw funds for work performed from your credit card.
5) Client agrees to provide ATTRACTIVE CREDIT with copies of all updated credit reports and correspondence which client receives from the credit bureaus, creditors or collection agencies during the service agreement in a timely manner, needed to facilitate the services to be provided for the Client. 
6) Client agrees to immediately notify ATTRACTIVE CREDIT of any change of client name, address and/or marital status. 
 
7) Client authorizes ATTRACTIVE CREDIT, its employees and agents to prepare all necessary correspondence, either written or electronic, relating to ATTRACTIVE CREDIT's services and to submit to ATTRACTIVE CREDIT any additional information legally required or necessary to support those services.
 
8) Client understands that all information provided to ATTRACTIVE CREDIT must be true and accurate to the best of the Client's knowledge
9) The Client agrees to print or save a copy of this agreement to retain with client personal records and agrees to make copies of any documents provided to ATTRACTIVE CREDIT to retain with client personal records. ATTRACTIVE CREDIT may not return documents forwarded by client. Client understands that ATTRACTIVE CREDIT is not a law firm, but instead is a corporation offering credit report repair services developed by and managed by our staff.
 
The Agreement is deemed to have been executed and performed exclusively in the State of California. California law governs the application and enforcement of the Agreement.
Term and Termination
 
Six (6) Month Contract Term. As required by California statute, this Agreement will expire under its own terms in six (6) months. Prior to the expiration of this Agreement, you may renew this Agreement after it expires but you are under no obligation to renew this Agreement.
 
Termination by the Client. The Client may terminate this Agreement before the end of the Term at any time, for any reason or no reason, by providing written notice of termination to ATTRACTIVE CREDIT.
 
Termination by ATTRACTIVE CREDIT upon default. The Client will be in default under this Agreement if he or she does not pay any sum when due or breaches any other provision of this Agreement. ATTRACTIVE CREDIT has the right to discontinue services and/or terminate this Agreement without prior notice if the Client defaults under this Agreement.
 
Business address and agent for service of process. The business address is Attractive Credit, Inc.  4400 rt 9 south, Suite 2100, Freehold, NJ 07728. The agent for service of process is Juan J. Medina, who can be served at the above address.
NO RISK REFUND POLICY - 100% SERVICE SATISFACTION GUARANTEE
 
ATTRACTIVE CREDIT wants client to be satisfied with our services which is why we offer a 100% Service Satisfaction Guarantee. Our Refund Policy is simple and straight forward. During any month, if we fail to provide the agreed upon services as outlined in this service agreement provided during the sign up process to client satisfaction, client will not be billed for that particular month. We guarantee that client will get our best services and efforts all the time and we would not expect client to pay for anything less. If client follow our program and client have fully complied with our obligations outlined in our service agreement, we will reimburse client accordingly.
ELECTRONIC SIGNATURE 
 
By checking the box on our sign up form that states: "By checking this box I certify that I am at least 18 years of age, acknowledge that I have read the legally required statements, and give my electronic signature and limited power of attorney for Attractive Credit to work on my behalf" client are representing and agree that client accept all terms and conditions as if client had physically provided client signature. 
 
LIMITED POWER OF ATTORNEY 
 
This is a Limited Power of Attorney providing ATTRACTIVE CREDIT with the permission to represent client in accordance with this Agreement. Client Limited Power of Attorney authorizes and directs ATTRACTIVE CREDIT to act as client disclosed or undisclosed agent when performing the services client have retained ATTRACTIVE CREDIT to provide. For the duration of this Limited Power of Attorney we will write, sign, and send letters to the credit bureaus, creditors, and collectors, as deemed appropriate, in client name and on client behalf.  Client may cancel client electronic authorization and client Limited Power of Attorney at anytime by sending ATTRACTIVE CREDIT an e-mail stating that client retract client electronic authorization. Without this electronic authorization and Limited Power of Attorney, ATTRACTIVE CREDIT is unable to represent client, and canceling it will terminate this Agreement. Client may cancel this agreement at any time by giving us a written notice to our physical address.
 
Our Contact Information: 
 
Attractive Credit, Inc. - 225 3rd. Ave. Chula Vista, Ca. 91910
800-605-9085
info@attractivecredit.com
 
 
RIGHT OF CANCELLATION: 
 
You may cancel this contract, without any penalty or obligation, at any time before midnight of the 5th business day of this transaction. See the Notice of Cancellation at the end of this document. 
 
CONSUMER CREDIT FILE RIGHTS UNDER CALIFORNIA LAW
 
You have a right to obtain a copy of your credit file from a consumer credit reporting agency. You may be charged a reasonable fee not exceeding eight dollars ($8). There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The consumer credit reporting agency must provide someone to help you interpret the information in your credit file. You have a right to dispute inaccurate information by contacting the consumer credit reporting agency directly. However, neither you nor any credit repair company or credit services organization has the right to have accurate, current, and verifiable information removed from your credit report. Under the Federal Fair Credit Reporting Act, the consumer credit reporting agency must remove accurate, negative information from your credit only if it is over seven years old. Bankruptcy information can be reported for 10 years. If you have notified a credit reporting agency in writing that you dispute the accuracy of information in your credit file, the consumer credit reporting agency must then reinvestigate and modify or remove inaccurate information. The consumer credit reporting agency may not charge a fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the consumer credit reporting agency.
 
If reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the consumer credit reporting agency to keep in your file, explaining why you think the record is inaccurate. The consumer credit reporting agency must include your statement about disputed information in any report it issues about you.
You have a right to cancel the contract for any reason within five working days from the date you signed it. If for any reason you do cancel the contract during this time, you do not owe any money. You have a right to sue a credit services organization if it misleads you.
 
Non-profit credit counseling services. Buyer has the right to hire a non-profit credit counseling service. The California Department of Consumer Affairs sponsors a non-profit consumer credit counseling service with offices throughout the State of California. To learn more about this service and to find offices near you, visit the Department's website at www.dca.ca.gov.
 
CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW
 
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.
 
You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
 
You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.
 
You have the right to cancel your contract with any credit repair organization for any reason within three business days from the date you signed it.
 
Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.
 
You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.
 
If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:
 
The Public Reference Branch
Federal Trade Commission
Washington, D.C. 20580
 
NOTICE OF CANCELLATION
 
ATTRACTIVE CREDIT allows you to cancel the Agreement at any time without penalty or future obligation and federal law requires that you be given two Notices of Cancellation:
 
You may cancel this contract, without any penalty or obligation, at any time before midnight of the 5th business day of this transaction.
 
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NOTICE OF CANCELLATION
 
You may cancel this contract, without any penalty or obligation, at any time before midnight of the 5th business day of this transaction. If you cancel, any payment made by you under this contract must be returned within 15 days following receipt by the seller of your cancellation notice.
 
To cancel this contract, mail or deliver a signed and dated copy of this cancellation notice, or any other written notice, to Attractive Credit, Inc., 4400 rt 9 south, Suite 2100, Freehold, NJ 07728, before midnight of the 5th business day of this transaction.
 
As of the date below, I hereby cancel my Agreement, Electronic Signature and Limited Power of Attorney with Attractive Credit, Inc.
 
 
_______________(date)_______________      (client's signature)
You may also cancel this contract by sending an email to info@attractivecredit.com letting us know that you wish to cancel your services as of the date of the email

Verification

	Yes, I accept the the terms
	By checking this box I certify that I am at least 18 years of age, acknowledge that I have read the terms of service, the legal disclosure statement, and give my electronic signature and limited power of attorney for Attractive Credit to perform on my behalf.

5+3= *

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SELECT YOUR PLAN

YOUR INFORMATION

PAYMENT INFORMATION

Comments:

Terms and Conditions:

The Leaders in Credit Repair

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Help With?